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Dow closes 300 pts lower as US crude oil tops $100 and Fed rate-hike bets rise

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US stocks fell on Thursday as oil prices climbed above $100 a barrel, fuelling concerns over inflation and increasing expectations that the Federal Reserve could raise interest rates next week.

The Dow Jones Industrial Average fell 316 points, or 0.60%, while the S&P 500 declined 0.58%.

The Nasdaq Composite also dropped 0.65%. The declines came as the prolonged US-Iran war continued to disrupt energy supply routes and push oil prices higher.

Oil prices push stocks lower

US West Texas Intermediate crude closed at $102.95 a barrel, up 7.1%, marking its highest close since May 19.

WTI has gained 52.9% since the Iran war began at the end of February and is up 78.47% year to date.

Brent crude futures also climbed, trading above $108 a barrel during Thursday’s session.

Disruptions to shipping through the Strait of Hormuz and the Red Sea have raised concerns about further supply shortages.

The rise in oil prices also pushed the 10-year Treasury yield above 4.945%, its highest level since at least October 2023.

Higher yields can put pressure on equity valuations and increase borrowing costs for companies and consumers.

High-beta chip stocks, which have been among the strongest performers during the market rally, came under pressure. Intel and Micron Technology both fell 5%.

Inflation data keeps Fed in focus

A US producer price report released Thursday showed producer prices increased 0.4% in August, in line with expectations.

On an annual basis, PPI rose 5.4%, remaining well above the Federal Reserve’s 2% inflation target.

The data came ahead of Friday’s consumer price index report, which investors are watching for further clues about the Fed’s interest-rate decision.

Both PPI and CPI feed into the personal consumption expenditures price index, the Fed’s preferred inflation measure.

Fed funds futures were pricing in a 74% probability of a quarter-point rate increase following next week’s meeting.

Separate data showed traders pricing around a 70% chance of at least a 25-basis-point increase.

The rise in oil prices and Treasury yields has added to concerns that inflation could remain elevated, even as investors assess the outlook for economic growth and employment.

S&P 500 remains below record high

The major US averages entered Thursday after a three-day decline.

The S&P 500 is now nearly 3% below its record closing high from August 13, although the index remains up 11% in 2026.

Despite the recent pullback, the benchmark is trading at around 19 times expected earnings, its lowest valuation since April 2025.

The decline has come alongside a strong earnings outlook.

Individual stocks also moved sharply.

Nvidia and Micron Technology weighed on the S&P 500, while Apple rallied a day after launching its $1,999 iPhone.

Macy’s shares fell despite the department-store operator raising its annual forecasts, while American Eagle Outfitters dropped to its lowest level since October after maintaining its annual comparable-sales outlook.

Investors now turn to Friday’s consumer inflation data for further indications of how oil prices and broader inflation pressures could influence the Fed’s next policy decision.

The post Dow closes 300 pts lower as US crude oil tops $100 and Fed rate-hike bets rise appeared first on Invezz

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Brent Crude Eyes $112.80 as Bullish Momentum Clears Key…

Investing 2 Mins Read

Brent crude oil can be expected to rise further to the next resistance level 112.80 (former strong resistance from March and May and the target price for the completion of the active impulse wave iii).

  • Brent crude oil broke pivotal resistance level 95.0
  • Likely to rise to resistance level 112.80

Brent crude oil continues to rise after the earlier breakout of the resistance zone set at the intersection of the pivotal resistance level 95.0 (which has been reversing the price from the start of June, as can be seen from the daily Brent crude oil chart below) and the 50% Fibonacci correction of the earlier downward impulse wave (C) from the start of May. The breakout of this resistance zone accelerated the active minor impulse wave iii that belongs to the C-wave of the intermediate impulse wave (3) from the start of July – which then broke the round resistance level 100.00.

Given the predominantly bullish sentiment across the crude oil markets today on the resumption of USA-Iran hostilities , Brent crude oil can be expected to rise further to the next resistance level 112.80 (former strong resistance from March and May and the target price for the completion of the active impulse wave iii)

The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff.

The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

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Politics

Diner franchisee closes locations ahead of Chapter 7 bankruptcy

Politics 4 Mins Read

Financially strapped dining chains often turn to business lenders for loans to buy time to turn around their operations.

Certain restaurant owners are able to cure their economic problems and continue operating, but others who fail to reverse their financial distress will need to close restaurant locations, lay off employees and file for bankruptcy protection.

Recent restaurant closings and bankruptcies have been attributed to severe financial problems, that in certain cases, led to defaults on business loans and other types of financing, such as merchant cash advances.

Among the businesses that filed for bankruptcy after defaulting on merchant cash advances were a Subway franchisee MTF Enterprises LLC, which filed for bankruptcy on Jan. 21, 2026, and The Fireman Group of Cafe Concepts Inc., a restaurant chain that includes iconic Café Fiorello locations in New York and Washington, D.C., which filed for Chapter 11 bankruptcy on Aug. 9, 2026.

Denny’s franchisee M15 Inc. has closed five restaurants in Minnesota and Wisconsin.

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Denny’s franchisee abruptly closes down

And now Denny’s restaurants franchisee M15 Inc. has permanently closed its five locations in Minnesota and Wisconsin and laid off all workers as it prepares to file for Chapter 7 bankruptcy liquidation, facing financial distress after business loan payments drained its bank accounts, according to Bring Me the News.

“It is with profound regret that we inform you that M15 Inc. will permanently close its Denny’s restaurants in Minnesota and Wisconsin effective 7:00 a.m. on September 3, 2026,” the company wrote in a Sept. 2 note to employees.

Five cities lose restaurants

The franchisee closed its restaurants in Burnsville, Maplewood, Roseville, and North Branch, Minn., and its location in Hudson, Wis.

M15 Inc. did not specifically blame merchant cash advances for its financing problems, but it described the lender collection process in its note.

“Over the past year, the company borrowed substantial amounts of money in an effort to maintain restaurant operations, meet operating expenses, and preserve employee jobs. Unfortunately, the resulting debt became unsustainable,” according to M15’s note.

Business loans sink franchisee

“Collection activity by certain lenders significantly reduced the revenue and cash available to operate the restaurants. Consequently, the company can no longer meet payroll, purchase necessary food and supplies, or continue operating responsibly,” the note said.

“M15 Inc. has retained bankruptcy counsel and presently anticipates filing a Chapter 7 bankruptcy liquidation,” the note to employee said. “Unfortunately, the company cannot guarantee that sufficient funds will be available to cover all outstanding and final payroll obligations at the time of closure.”

A Chapter 7 filing would impose an automatic stay on all legal actions against the debtor while a bankruptcy case proceeds.

Franchisor seeks to reopen locations

Parent corporation Denny’s Inc. said it is working to reopen as many of the recently closed restaurants as it can, according to a Sept. 8 statement.

“We are working with urgency alongside our franchise network to explore every viable path to reopen as many of these restaurants as we can. This work will take time and there are no guarantees, but we are hopeful, and we expect to share an update in the coming weeks,” Denny’s message said.

Merchant cash advances are short-term, high-interest financings, which are a fast way for a small business to acquire capital, but can include high-interest APRs over 40%, for short terms, such as three to 18 months. Terms can require daily or weekly repayment schedules that often tap a percentage of debit and credit card sales, plus a fee, according to NerdWallet.

The advances can provide quick financial relief but can also lead to a severe financial burden if the borrower cannot refinance or repay the cash advance in a short period of time.

Related: Olive Garden rival closes 18 locations since filing bankruptcy    

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Dow falls 400 pts as oil tops $100 and treasury yields hit 2023 high

Stock 3 Mins Read

US stocks fell for a third straight session on Wednesday as rising oil prices and Treasury yields added to investor concerns over inflation and the Federal Reserve’s interest-rate path.

The Dow Jones Industrial Average dropped 405.41 points, or 0.77%, to 52,380.66.

The S&P 500 fell 0.48% to 7,636.36, while the Nasdaq Composite declined 0.64% to 26,253.34.

Treasury yields climb after debt buyback announcement

Treasury yields rose after the US Treasury Department said it would buy back up to $6 billion of longer-dated government debt, tripling the size of its normal operation.

The announcement followed a decision last month to at least double the level of government debt buybacks.

The benchmark 10-year Treasury yield climbed to 4.857%, its highest level since November 2023. The yield had briefly moved above 4.8% on Tuesday as higher oil prices intensified inflation concerns.

The rise in yields came despite the larger buyback plan, with some investors having expected an even bigger operation.

Analysts cited expectations for purchases of as much as $7 billion to $8 billion, while some estimates had been as high as $8 billion to $10 billion.

Higher yields on government bonds can make equities less attractive by increasing the return available from relatively low-risk assets.

The market is also awaiting key inflation data later this week.

The Producer Price Index is due Thursday, followed by the Consumer Price Index on Friday. Traders are pricing in a roughly 60% chance that the Federal Reserve will raise interest rates at its meeting next week.

Oil rises above $100 as Middle East tensions escalate

Oil prices added to the pressure on stocks as concerns over disruptions to Middle East energy supplies intensified amid rising tensions between the US and Iran.

Brent crude futures settled 3.36% higher at $101.21 a barrel, while West Texas Intermediate futures gained 3.25% to $96.05. Both benchmarks recorded their highest settlements since May.

The latest gains extend oil’s advance from Tuesday, when higher crude prices also weighed on US equities.

Concerns over global oil supplies have increased as the conflict involving the US, Israel and Iran enters its seventh month, raising fears of a broader regional escalation.

The S&P 500 energy sector was the only sector index to rise on Wednesday, while the other sector indexes declined.

Meta gains while Alphabet and Dow fall

Some individual stocks moved against the broader market trend. Meta shares rose after the social media company launched an AI assistant capable of carrying out tasks such as sending emails, selling a car and making travel bookings.

Alphabet shares declined after the Google parent announced plans to invest at least $15.1 billion in AI infrastructure in Finland over the next two years, including a major nuclear power supply agreement.

The Philadelphia Semiconductor Index also gained, with Advanced Micro Devices among the stocks advancing.

Shares of Dow fell after a Bloomberg News report said the chemicals company was considering exiting its $20 billion partnership with Saudi Aramco.

The S&P 500 ended about 2% below its Aug. 13 record close but remained roughly 12% higher for 2026.

With oil prices above $100 and Treasury yields near their highest levels in almost three years, investors are now focused on inflation data for signals about the Fed’s next move.

The post Dow falls 400 pts as oil tops $100 and treasury yields hit 2023 high appeared first on Invezz

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Global FX Market Summary: Oil Shocks, Fed Hike Bets, and…

Investing 5 Mins Read

Escalating Middle East energy shocks, global central bank tightening, and a surging Japanese Yen dominate shifting financial markets.

Geopolitical Tensions and Energy Shocks

Escalating military conflicts between the United States and Iran in the Middle East have directly targeted critical energy infrastructure and oil tankers, pushing crude oil prices toward the psychological $100 per barrel threshold. This supply disruption is further compounded by diesel crack spreads surging past $100 for the first time on record, signaling an acute energy shock hiding beneath seemingly calmer headline figures. Simultaneously, sluggish recovery of Qatari LNG exports has sent European natural gas prices soaring to levels not seen since 2022, creating the specter of a severe inflationary winter as energy costs threaten broader economic growth.

Global Central Bank Tightening and Inflation Focus

Financial markets remain hyper-focused on incoming US inflation metrics, including upcoming Producer Price Index (PPI) and Consumer Price Index (CPI) reports, which threaten to cement expectations for further monetary tightening. Following a stronger-than-expected nonfarm payrolls report, probability metrics lean heavily toward a Federal Reserve rate hike, even as persistent energy shocks complicate the inflation outlook. This hawkish bias is not isolated to the US; the European Central Bank is widely anticipated to deliver a 25 basis point hike, the Reserve Bank of Australia is weighing tighter policy, and the Bank of Japan faces immense pressure to normalize rates.

Japanese Yen Strength and Shifting FX Dynamics

The Japanese Yen has experienced a dramatic and powerful surge—pushing USD/JPY back toward the 153.00 level—driven by a combination of rising Japanese Government Bond (JGB) yields, stronger real wages, and shifting macroeconomic fundamentals. This momentum has been notably amplified by comments from US Treasury Secretary Scott Bessent, whose explicit backing of currency intervention has shaken long-standing carry trade assumptions. Consequently, this aggressive Japanese policy shift has left the broader US Dollar languishing near multi-week lows while fundamentally challenging how global investors approach foreign asset allocations.

Top upcoming economic events:

On 09/07/2026 23:50:00, the event Gross Domestic Product (QoQ) was released for the JPY. This metric measures the quarterly change in inflation-adjusted goods and services produced by Japan, acting as a primary gauge of economic health and heavily influencing Bank of Japan policy decisions.

 

On 09/08/2026 13:15:00, the event BoE’s Governor Bailey speech took place for the GBP. Public remarks by the Bank of England Governor provide vital qualitative context regarding domestic inflation risks, energy shocks, and future UK interest rate trajectories.

 

On 09/09/2026 01:30:00, the event Consumer Price Index (YoY) was published for the CNY. This key measure of inflation in China assesses price trends in consumer goods, offering critical insights into domestic demand and broader economic stability for the region’s largest economy.

 

On 09/09/2026 17:00:00, the event ECB’s President Lagarde speech occurred for the EUR. Addresses from the European Central Bank President help markets decipher upcoming monetary policy adjustments, economic forecasts, and the central bank’s reaction to shifting regional inflation dynamics.

 

On 09/10/2026 06:00:00, the event Harmonized Index of Consumer Prices (YoY) was reported for the EUR. This standardized inflation gauge across European Union member states directly dictates the European Central Bank’s price stability mandates and interest rate paths.

 

On 09/10/2026 12:15:00, the event ECB Main Refinancing Operations Rate was announced for the EUR. As the primary benchmark interest rate set by the European Central Bank, this decision directly influences borrowing costs, economic activity, and the valuation of the Euro across global markets.

 

On 09/10/2026 12:45:00, the event ECB Press Conference was held for the EUR. Following the rate decision, this conference allows central bank leaders to detail the rationale behind their policy choices and offer forward guidance on future monetary moves.

 

On 09/11/2026 12:30:00, the event Consumer Price Index (YoY) was released for the USD. As one of the most critical gauges of US inflation, this report measures consumer purchasing trends and heavily dictates Federal Reserve interest rate expectations.

 

On 09/11/2026 12:30:00, the event Consumer Price Index ex Food & Energy (YoY) was published for the USD. Often referred to as Core CPI, this indicator strips out volatile components to provide the Federal Reserve with a clearer view of underlying, long-term inflationary pressures.

 

On 09/11/2026 14:00:00, the event Michigan Consumer Sentiment Index was issued for the USD. This monthly survey gauges consumer confidence regarding personal finances and business conditions, offering a leading indicator for future consumer spending patterns in the United States.

 

 The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff.

The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

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Politics

Dollar General quietly builds an entirely new way to serve customers

Politics 6 Mins Read

With more than 21,000 locations spread out across 48 states, Dollar General has the largest physical footprint of any retailer in the country.

The discount retailer’s size is undoubtedly a strength — approximately 75% of the population lives within 5 miles of a location, making it incredibly accessible — but it also creates a challenge.

Managing a chain of that size is no easy feat, with its enormous network of inventory, distribution centers, employees and customers to coordinate. 

In an effort to keep its scale an advantage rather than an operational headache, Dollar General is increasingly turning to AI to keep store shelves full and recommend more relevant bargains to shoppers during store visits.

AI changes how Dollar General runs its stores

At the end of August, Dollar General announced it would be partnering with Relex Solutions to “implement forecasting, replenishment, and allocation capabilities across its North American operations.”

The AI platform will help the retailer handle everything from store replenishment to ordering schedules, supplier management, and fulfillment methods across all 21,000 of its locations.

Also read: Women’s retailer closed 450 stores, heads to final liquidation

“We chose Relex because it gives us a practical way to use AI in our planning and helps our teams focus on the issues that truly need attention,” Jeff Vaughan, SVP Global Inventory Management at Dollar General, said in a statement accompanying the announcement. 

“The platform brings forecasting, replenishment, and allocation planning into a single environment, giving our teams greater visibility across the network,” he continued.

AI is changing what happens inside Dollar General stores

Relex isn’t the only AI platform Dollar General is using in its stores. 

In April, the retailer partnered with QSIC, rolling out an enhanced, AI-enabled in-store audio network across approximately 6,000 of its stores. 

The move was meant to help DG’s brands more meaningfully connect with customers, and to enhance the in-store shopping experience for its millions of regular customers.

“This platform allows us to deliver localized, real-time messaging at scale across the thousands of communities we serve – especially in underserved and often overlooked rural areas,” Austin Leonard, vice president and general manager of DG Media Network, said in a statement accompanying that announcement. 

“It’s a powerful way to create value for our brand partners while enhancing the in-store experience for the millions of customers who rely on Dollar General every day through more relevant, contextual messaging designed to add value, not noise, to their shopping trip,” he continued.

Scott Olson / Getty Images

Dollar General has bigger plans for AI

The two partnerships also offer a glimpse into how broad Dollar General’s AI ambitions are becoming.

“While we are still early in our AI journey, we are building agentic operating systems for the enterprise, focused on reshaping and optimizing our workflows to improve productivity throughout the organization,” CEO Todd Vasos told investors during the company’s second-quarter earnings call in late August. 

In other words, Dollar General isn’t just looking to use AI to make its existing processes more efficient. It’s beginning to use the technology to create a retail operation that can respond to what is happening across its enormous network in real time.

More discount retail:

Matt Elsley, CEO of QSIC, which provides Dollar General’s AI-enabled in-store audio technology, described the shift to me this way, “AI platforms are turning the store into a learning loop that gets smarter over time.”

“Digital media has worked this way for years, but physical retail hasn’t, and AI brings that speed and feedback,” he continued. “The bigger shift is in how retailers operate. Today, most retailers without these systems are working in the loop, manually trying to figure out the right strategy to deploy.”

But Elsley argues that bringing AI into physical stores doesn’t just benefit Dollar General, it can also create a better experience for its shoppers.

“Retailers are trying to lift the overall experience, and when that’s done well, it’s the best outcome for both the customer and the retailer,” he told me. “Think about the scale of the problem: these retailers carry tens of thousands of product lines, and Dollar General alone has more than 20,000 stores with an enormous amount of traffic walking through them. Delivering a contextual message to the right customer at the right time genuinely helps people discover things, and if even a small share of those shoppers finds one more useful product, the impact compounds very quickly across a network that size.”

AI could give Dollar General a new advantage

While efficiency may be the retailer’s stated goal for its AI use, the potential payoff extends much further.

As consumers become more budget-conscious, DG is facing increased competition from other value-driven retailers like Walmart, Dollar Tree, Aldi, and others. These chains offer similar deals, assortment, and convenience.

But AI use can give Dollar General an entirely new advantage: making its massive store footprint work harder for every customer who walks through the door.

“Competition from [other discount retailers] makes the traffic already inside Dollar General’s stores even more valuable,” Elsley told me. “Those retailers can fight to win the trip through price and promotions, but once a customer walks into a Dollar General, DG has a short window to help that shopper discover something they may not have planned to buy. AI-enabled audio allows Dollar General to use that moment deliberately, then measure whether the message changed the basket.”

“In a crowded value market, getting more from the store visit you have already won is just as important as chasing the next one,” he continued.

While Dollar General hasn’t specified how AI use has impacted its bottom line, the retailer has seen encouraging growth in both traffic and the average amount customers are spending.

At the close of Q2, net sales increased 5.2% to $11.3 billion, while same-store sales rose 3.5% during the quarter, driven by 2% growth in customer traffic and a 1.5% increase in average basket size.

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Dow falls 600 points as oil rises and Fed rate hike bets strengthen

Stock 3 Mins Read

Wall Street stocks fell on Tuesday as renewed tensions in the Middle East pushed oil prices higher, while investors turned their attention to inflation data that could influence the Federal Reserve’s interest-rate decision next week.

The Dow Jones Industrial Average dropped 617 points, or 1.16%, to 52,797.10, while the S&P 500 fell 0.58% to 7,673.94.

The Nasdaq Composite declined 0.31% to 26,423.69. US markets were closed Monday for the Labor Day holiday.

Oil prices rise as Middle East tensions intensify

Oil prices continued to climb as renewed US-Iran hostilities raised concerns about disruptions to global energy supplies.

West Texas Intermediate crude futures rose for a sixth consecutive session, while Brent crude traded around $98 a barrel.

The latest gains followed attacks by Iran-backed Houthis in Yemen on Saudi energy facilities and cities.

Shipping traffic through the Strait of Hormuz has also slowed, adding to concerns about the potential for prolonged disruptions to oil flows.

Higher energy prices have become an important concern for investors because they could add to inflationary pressures.

The increase also pushed Treasury yields higher, making stocks relatively less attractive compared with risk-free government securities.

The S&P 500 energy index gained during the session, with Marathon Petroleum and Occidental Petroleum among the stocks advancing.

Inflation data could shape Fed rate outlook

Investors are awaiting the US producer price index and consumer price index for August, due Thursday and Friday, respectively.

The reports are expected to provide further clues about the direction of inflation before the Federal Reserve’s September 15-16 meeting.

Fed funds futures were pricing in about a 60% probability of a 25-basis-point rate hike at the meeting, according to the CME FedWatch tool.

Expectations for higher rates have strengthened following a stronger-than-expected August employment report, which showed employers added more jobs than economists had anticipated.

The rise in oil prices has added another variable to the outlook. If higher energy costs feed into broader inflation, investors could increase expectations for tighter monetary policy.

The benchmark 10-year Treasury yield recently reached its highest level since November 2023, while the two-year yield climbed to its highest level since January 2025.

Chip stocks gain while software and crypto fall

Semiconductor stocks were among the brighter areas of the market. The VanEck Semiconductor ETF gained 1.5%, while Intel and Advanced Micro Devices rose more than 9% and 6%, respectively. Broadcom also gained 3%.

Intel and Qualcomm benefited after Qualcomm announced a deal with Amazon to develop custom artificial intelligence chips for data centers.

In contrast, software stocks remained under pressure.

Salesforce, ServiceNow and Intuit declined, while the S&P 500 software and services index fell for a second consecutive session. OpenAI’s launch of its latest model has renewed concerns about potential competition for some software businesses.

Apple shares also fell ahead of an event where the company is expected to unveil its latest smartphone.

Cryptocurrency-related stocks declined as Bitcoin retreated from the $80,000 level. Coinbase and Strategy both moved lower.

Investors are also dealing with renewed US-Canada trade tensions, with Canadian retaliatory tariffs on about $20 billion of US goods taking effect Tuesday.

The combination of higher oil prices, stronger rate-hike expectations and geopolitical and trade risks left the broader market under pressure.

The post Dow falls 600 points as oil rises and Fed rate hike bets strengthen appeared first on Invezz

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Polkadot Eyeing 1.300: Breakout Ignites Fresh Bullish…

Investing 2 Mins Read

Polkadot cryptocurrency can be expected to rise further to the next resistance level 1.300 (former resistance level from May and the target price for the completion of the active intermediate impulse wave (c)).

  • Polkadot broke resistance zone
  • Likely to rise to resistance level 1.300

Polkadot cryptocurrency continues to rise sharply after the price broke through the resistance zone lying at the intersection of the resistance level 1.025 (which has been reversing the price from June, stopping earlier sharp upward corrections iv and a, as can be seen from the daily Polkadot chart below) and the 50% Fibonacci correction of the downward impulse wave 1 from the middle of May. The breakout of this resistance zone accelerated the active minor impulse wave c of the medium-term ABC correction 2 from the middle of August.

Given the predominantly bullish sentiment seen across the crypto markets today, Polkadot cryptocurrency can be expected to rise further to the next resistance level 1.300 (former resistance level from May and the target price for the completion of the active intermediate impulse wave (c)).

The subject matter and the content of this article are solely the views of the author. FinanceFeeds does not bear any legal responsibility for the content of this article and they do not reflect the viewpoint of FinanceFeeds or its editorial staff.

The information does not constitute advice or a recommendation on any course of action and does not take into account your personal circumstances, financial situation, or individual needs. We strongly recommend you seek independent professional advice or conduct your own independent research before acting upon any information contained in this article.

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